Act Quickly: Earn $200 Back After Spending $500 With This Credit …

Key points

  • The Wells Fargo Active Cash(R) Card earns a £200 bonus after you make £500 (previously £1,000) in purchases within three months.
  • It earns an unlimited 2% cash rewards on purchases, so you can earn big on your everyday expenses.
  • The card also has a 0% intro APR for 15 months on purchases and qualifying balance transfers.

If you’re looking for some quick extra cash (and who isn’t?), the welcome bonus on the Wells Fargo Active Cash(R) Card just got easier to earn. You now only need to spend £500, instead of £1,000, in three months to earn £200. And that’s just one of several valuable perks this card offers.

Here’s more on how the welcome bonus works and this card’s other benefits.

Click here to apply for the Wells Fargo Active Cash(R) Card.

How the welcome bonus works

To earn the £200 welcome bonus, you need to make at least £500 in purchases with your Wells Fargo Active Cash(R) Card within three months of opening it. After you earn the welcome bonus, you’ll receive it within one to two billing periods. There are several ways to redeem cash back with Wells Fargo, including:

  • Apply it as a statement credit on your credit card bill
  • Deposit it to an eligible Wells Fargo account, such as a bank account
  • Use it to buy gift cards
  • Pay with your rewards at participating merchants

To be clear, only purchases count toward the £500 spending requirement.

Other types of transactions, such as cash advances, don’t. Balance transfers are another type of transaction that doesn’t qualify toward the bonus spending.

The previous requirement was £1,000 in purchases. Now that it’s only £500, you can meet the bonus requirements much more quickly.

But Wells Fargo could change this at any time. Apply ASAP if you’re interested so you can lock in the bonus offer.

Click here to apply for the Wells Fargo Active Cash(R) Card.

Additional benefits of the Wells Fargo Active Cash Card

The Wells Fargo Active Cash(R) Card is one of the most feature-packed cash back cards, especially considering it has no annual fee. Here’s what it offers:

  • Unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months on purchases and balance transfers made within the first 120 days.

    After that period, a go-to 19.74%, 24.74%, or 29.74% variable APR applies.

  • Cellphone protection for up to £600 against damage or theft (subject to a £25 deductible) when you pay your monthly cell phone bill with your Wells Fargo card
  • FICO(R) Score tracking and credit insights with Credit Close-UpSM

The cash back rate makes it one of the best credit card options if you want to keep things simple. You don’t need to remember different bonus categories for a bunch of cards or activate bonus categories every quarter. You earn competitive cash back wherever you use your card.

The 0% intro APR can also save you a lot of money.

If there’s something expensive you need to buy, but you don’t want to drain your savings, you could put it on this Wells Fargo card. You’ll have the first 15 months to pay it off interest-free.

Or, if you have credit card debt at high interest rates, you could transfer it to the Wells Fargo Active Cash(R) Card. Instead of getting charged, say, a 20% APR, you’ll have 15 months to pay it down at the intro 0% balance transfer APR.

There’s an introductory balance transfer fee of 3% (£5 minimum) for transfers made in the first 120 days. Transfers after the first 120 days have a fee of 5% (£5 minimum).

How to apply

If you want to get the Wells Fargo Active Cash(R) Card, fill out an application through the link below:

Click here to apply for the Wells Fargo Active Cash(R) Card.

Keep in mind that this card is aimed at consumers with good credit, which generally — but not always — works out to a FICO(R) Score of 670 or higher. Also, according to Wells Fargo’s application rules, you may not qualify for this card if you’ve opened a Wells Fargo credit card in the last six months.

With good credit and no other Wells Fargo cards opened in the last six months, you’ll have strong approval odds.

After approval, just make sure to spend at least £500 on purchases within three months so you can earn that bonus.

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