All about mobile payment platforms

Replacing your bank card with your smartphone to pay at the supermarket checkout is no longer a sight of the future. Between Apple Pay, Google Wallet or Samsung Wallet, there are many services to offer contactless payment with your mobile. Which banks are compatible?

What are the differences between the services? Here is our complete file on payment via NFC. To pay in store, there are several methods today.

From traditional cash to the essential bank card via the aging cheque, everyone can find their own (bank) account. The latest in terms of payment is the mobile method. Via a special application, it is indeed possible to pay by placing the phone on the card terminal, like contactless payment.

Mobile payment, how does it work?

Payment via a smartphone is made by placing the device on a credit card terminal.

Thanks to NFC technology allowing the transmission of data over a short distance, as well as a dedicated application on the device, the phone will work like the contactless of a credit card. Once configured, whether with an iPhone or an Android smartphone, it is generally sufficient to approach the telephone to the payment terminal, having chosen the bank card to be used, and possibly identify yourself by biometrics (Face ID, reader fingerprint, etc.). This solution works even when the smartphone is not connected to any mobile network or Wi-Fi.

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Which stores are compatible?

All the brands that offer terminals compatible with contactless payment by bank card are also compatible with this payment solution with a smartphone.

The NFC chip of your bank card works in the same way as that of your smartphone or connected watch. The best way to ensure terminal compatibility, other than asking the merchant, is to read what is written on it at checkout. If the device asks for ” present a card >> and not of

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