E-file Tax Software

Online tax software programs can make the tax filing process much easier. While the IRS currently offers a free file option, many taxpayers prefer to use third-party software as they typically offer greater ease of use and access to more options and features. E-file Tax Software is a budget-friendly alternative to major players like H&R Block and TurboTax.

While it lacks many of the bells and whistles of its better-known competitors, it makes up for its relative simplicity with affordable pricing and numerous discounts and promotional offers. In this guide, we’ll take an in-depth look at E-file, including its strengths, weaknesses, pricing and features.

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer

Best for year-round discounts

E-file offers up to 50% discounts on its paid plans throughout the year.

You can monitor E-file’s coupon page to stay current on the latest deals. These coupons let you save between 25% and 50% on E-file’s paid plans. In addition, you may qualify to file your taxes for free if you meet certain eligibility requirements.

For these reasons, we chose E-file as the best tax software for year-round discounts.

E-file tax software pros and cons

  • Multiple ways to file
  • Filers can pay for the software with their tax refund
  • Accuracy guarantee
  • Limited customer support
  • Families with children can’t use free tier

Pros explained

Multiple ways to file

While E-file specializes in electronic filing, it also lets you file the old-fashioned way. You can simply print out the forms from the E-file website and mail them if you prefer.

Filers can pay for the software with their tax refund

E-file lets users pay for its services with their tax refunds. It’s important to note that your refund will not go directly to E-file.

Instead, the IRS will send your refund to Santa Barbara TPG, a third-party escrow service. TPG will pay out the appropriate fees to E-file and deposit the remaining funds in your account. If you choose this option, you will have to pay a £39.95 service fee to process your payment.

E-file doesn’t currently charge a fee when you pay by credit card.

Accuracy guarantee

E-file offers a blanket accuracy guarantee. In addition to guaranteeing complete accuracy, it promises to check each return for errors prior to submission. However, it does not specify what steps it will take in the event that it does make an error on your tax forms.

You may request a refund if you’re not satisfied with the services you’ve received. To ensure accuracy in your tax filings, make sure that you have what you need to file taxes.

Cons explained

Limited customer support

E-file offers few ways to get in touch with customer support staff. Basic plan users are limited to communicating with support staff via email.

This may prove frustrating, particularly for more complex or time-sensitive matters. Deluxe and Premium plan holders can receive telephone assistance. E-file does not offer a live chat or AI chat customer service option at this time.

Families with children can’t use free tier

E-file’s free tax filing option does not allow you to claim dependents.

If you have children, you’ll have to purchase either the Deluxe Plus or Premium Plus plan.

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer

E-file Tax Software offerings

E-file offers three plans, all of which come with support and the option to file electronically or by mail. Bear in mind that these plans are only for federal taxes, and you’ll have to purchase a separate state filing add-on regardless of your plan choice.

Continue reading to find the option that works best for your needs.

Basic

The basic plan is E-file’s free option. You may qualify for this plan if you:

  • Earned less than £100,000 in the last tax year
  • Are filing single or married jointly, without dependents
  • Only have W-2 income

High-income earners, independent contractors and those with dependents who are minors will want to choose one of the paid plan options. With the basic plan, you receive access to a free refile and free amendment.

Deluxe

For £27.99 (£20.99 with the coupon provided on the page as of this writing), the Deluxe Plus plan offers phone and online support and options for self-employed taxpayers and individuals with dependents.

You might also choose this plan if you’re receiving retirement income, are currently paying a mortgage or if you need to make certain deductions. As with the basic plan, only individuals with an income of less than £100,000 will qualify. You can file W-2 and 1099 income with this plan and get access to itemized deductions along with all the features available on the basic plan.

If you sign up for this plan and E-file determines that you qualify for the basic plan, it’ll automatically downgrade you and refund the plan’s cost.

Premium

The Premium Plus plan currently costs £49.99 (£37.49 with the coupon code provided on its page). It’s the only plan E-file offers for filers with incomes over £100,000. With this plan, you’ll gain access to all forms and schedules in addition to the same functionality E-file offers with the Deluxe plan.

E-file tax software pricing

E-file offers competitive pricing on all of its plan tiers.

The basic plan offers federal tax filing for free and, if you use the discount code given on the page, the deluxe plan costs £20.99 and the premium plan £37.49. All plans charge £22.49 per state filing. This is pretty affordable compared to major competitors like H&R Block and TurboTax.

H&R Block, for example, currently starts its paid services at £55 plus £45 per state. Bear in mind that these cheaper prices come at a cost. E-file offers fewer features compared to its higher-priced competition.

For example, the premium and self-employed H&R Block plans let you take care of your taxes on cryptocurrency and investment income. E-file lists neither source of income on any of its plan options. Still, E-file may prove more than adequate for individuals with simpler tax returns.

E-file tax software accessibility

E-file’s basic, free plan only supports email messaging.

Subscribers to paid plans can access phone support. Its website does not offer an online chat feature.

Availability

E-file is available nationwide, and customers across the U.S. can use its software to pay both their federal and state taxes.

Contact information

E-file only offers support to registered users. If you already have an account, you may contact customer support over email or by phone, depending on your E-file plan.

Non-customers will likely have to register for a free account or send the company a message via social media, since E-file does not list a contact phone, email or physical address on its site.

User experience

E-file’s basic functionalities and user interface may leave some customers feeling frustrated. However, users with uncomplicated tax needs may find the system’s simplicity refreshing. Helpful prompts will guide you through the filing process.

Once you finish, you can check your E-file status online. E-file also offers free tools on its website like its tax bracket estimator calculator. It also hosts a frequently asked question page where you can peruse tax-related information.

E-file tax software customer satisfaction

E-file holds a 3.9/5 average rating and an A+ grade with the Better Business Bureau (BBB), with 181 customer reviews.

The BBB records four complaints (all have been closed) within the past 12 months and 25 complaints closed in the past three years.

E-file tax software FAQ

Is E-file legitimate and safe to use?

chevron-down
chevron-up

Yes, E-file is legitimate and safe to use. Not only is it an IRS-authorized tax preparation provider, but it also uses encryption technology and multifactor authentication to keep its users’ data safe and secure.

Does E-file have a mobile app?

chevron-down
chevron-up

No, as of this writing, E-file doesn’t offer a mobile app.

You can, however, file your taxes online via its website.

Can you e-file an amended tax return through E-file?

chevron-down
chevron-up
Yes, E-file offers the ability to amend a prior year’s tax returns via a 1040-X form for free. E-file also lets you file back taxes.

How we evaluated E-file tax software

When evaluating E-file tax software, we took the following factors into consideration:

  • Ease of use
  • Simplicity
  • Plan options
  • Filing features
  • Customer satisfaction
  • Financial stability
  • Third-party endorsements
  • Pricing

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer

Summary of Money’s E-file tax software review

E-file tax software provides solid functionality at a very low price.

However, individuals with complex tax filing situations may prefer the more robust services its competitors offer. E-file provides three pricing tiers, including a free plan. In addition to its normally low prices, you can also take advantage of its revolving door promotional offers.

Currently, E-file does not offer a publicly available customer support line or online chat option. However, Deluxe and Premium plan customers do gain access to a customer support phone line. Those using the free plan can communicate with a customer service representative via email.

Additionally, anyone can reach out to the company via its online form. While E-file provides safe and secure online service, it doesn’t offer a mobile app. Ultimately, E-file is a good choice for budget-conscious individuals with simple and straightforward tax needs.

Do you have a burning tax question?

Want to learn more about taxes?

Check out our comprehensive tax questions and answers guide to educate yourself on some of the most commonly asked tax questions.

Tags:

bristol-aquarium listed on couponmatrix.ukdc-shoes listed on couponmatrix.uklsa-international listed on couponmatrix.ukmattress-online listed on couponmatrix.ukpret-a-manger listed on couponmatrix.ukpurina listed on couponmatrix.uk
bristol-aquarium listed on couponmatrix.ukExplore the briny depths right in the heart of the city at Bristol Aquarium. Teaming with tropical creatures, including sharks, rays and fishes from around the world, this is the ultimate educational (yet fun!) day out. Offering concession tickets, family discounts and free entry for toddlers, Bristol Aquarium is the perfect family day trip – especially if you bag a Bristol Aquarium discount code from Groupon. See more of the sea right in the heart of Bristol, and get ready for your aquatic adventure!
dc-shoes listed on couponmatrix.ukOn the feet of skateboarders, snowboarders and surfers near and far, DC Shoes are perfect for the laid-back lifestyle, chilling with friends and having good times. With a DC Shoes promo code in hand as you head to checkout with your uber cool new kicks you’ll be amazed at how much you’ll save! And that’s not all - DC Shoes has an impressive range of clothing too, with shirts, sweats, accessories and more all featuring the iconic logo.
lsa-international listed on couponmatrix.ukFounded in Poland over 50 years ago, LSA has been a beacon for fashionable tableware across the globe for half a century. Even today, they use the same signature high-quality finishes and traditional, complex artisan techniques which are indicative of LSA’s distinctive product lines. With an LSA discount code, you can find some amazing savings on their stunning range of natural wood, leather, porcelain, and mouthblown glass dining wear to ensure your next dinner party is a success.
mattress-online listed on couponmatrix.ukWhether you prefer to sink into memory foam or need a firm surface, you’ll find your perfect mattress at Mattress Online. Search from thousands of mattresses in one place and compare beds and mattresses by award-winning sleep experts like Silentnight, Emma and Sleepeezee. Thanks to the 60-night mattress trial, free delivery and old mattress removal, Mattress Online can’t be beaten on convenience, and a Mattress Online discount code from Groupon will make it the most affordable too. A mattress is an investment, so sleep more soundly by bagging a Mattress Online discount from Groupon.
pret-a-manger listed on couponmatrix.ukAs the nation’s favourite coffee shop, Pret a Manger is the perfect place to grab a hot croissant before work, a fresh BLT for lunch and a caffeine boost whenever you need it. Pret only uses the freshest ingredients, so you can expect delicious (and healthy!) food fuel like baguettes and protein bowls when hunger hits. You can use a Pret voucher from Groupon to save money on your coffee and croissant combo, while regulars can get their fix with free drinks and 20% off the menu with a Club Pret subscription. Whether you’re spending a few hours on coursework or just passing through, there’s always a warm welcome waiting at Pret.
purina listed on couponmatrix.ukIf you count cats and dogs amongst your favourite pals on the planet then you’ll love Purina. A parent brand for top-notch pet food suppliers such as Felix, PRO PLAN and Gourmet, that you can give your pet pal dozens of delicious meals for less with a Purina discount code handy. Don’t worry if your pet has any particular special needs or dietary requirements, Purina will have a food option that keeps your best bud purring or wagging away.