Questionable Bargain: OPCF 49 Agreement offers premium …

Toronto, Ontario — A new option in Ontario car insurance tempts drivers with car insurance premium discounts, in exchange for waiving insurer responsibility from repairing damaged vehicles–regardless of who is at-fault. According to the Financial Services Regulatory Authority of Ontario, this agreement is officially titled OPCF 49: agreement not to recover for loss or damage from an automobile collision (for Ontario Automobile Policy OAP 1). The form further emphasizes that this will prevent the driver from claiming any sort of compensation for loss or damage, including repair costs, vehicle devaluation, loss of use, replacement costs, and the loss or damage of the vehicle’s contents.

In an interview with Driving.ca, Morgan Roberts, director of RH insurance at ratehub says that agents and brokers may offer this product to reduce insurance premiums, but warns that the people who may take the offer will likely be the least able to afford repair costs.

Similarly, John Baizana warned the Canadian Underwriter that the introduction of this choice largely serves as a podium for politicians and lobbyists, while distracting from issues such as inefficiency, fraud and waste.

Tags:

aden-and-anais listed on couponmatrix.ukholiday-gems listed on couponmatrix.uklakeland listed on couponmatrix.ukpockets listed on couponmatrix.ukrose-gal listed on couponmatrix.ukvonhaus listed on couponmatrix.uk
aden-and-anais listed on couponmatrix.ukAs a parent, you know that babies need a lot of stuff. And that stuff can be expensive! Aden & Anais provide top products for babies and parents alike. We're always on the lookout for ways to help you save money. That's why we offer the top Aden & Anais discount codes for their products. Just enter your code at checkout and you'll get a nice little discount on your purchase. We work hard to find the best Aden & Anais discount codes for you to use on their products. We know that every penny counts when you're a parent, so we want to help you save as much money as possible. That why at Groupon we are always on the hunt for the best offers and deals, so you don't have to break the bank. Check back here for the latest Aden & Anais discounts. If you're looking for a top-performing Aden & Anais product, we recommend the Aden + Anais Classic Muslin Swaddle Blankets. These blankets are made of soft, breathable cotton and they're perfect for swaddling your baby. They're also machine-washable, which is a huge plus for busy parents. Their products are worth the investment and with a little help from our Aden Anais discount codes, you can make them even more affordable. So don't wait, head over to Aden & Anais and start shopping!
holiday-gems listed on couponmatrix.ukBook a budget-friendly break with Holiday Gems and you’ll soon find yourself in sun-soaked spots like Spain, Greece, Turkey and Bulgaria. Holiday Gems specialises in finding the cheapest holiday packages, including free kids’ places to make your trip affordable. With a deposit as low as £59 per person, you can secure your trip with a Holiday Gems discount code for even better deals. Whether you’re travelling with friends, family or your partner, Holiday Gems is the go-to for fantastic getaways.
lakeland listed on couponmatrix.ukThe kitchen is the heart of the home - kit out your space with beautiful, practical kitchenware from Lakeland. Whether you’re an expert baker or just love entertaining friends, you’ll want the set up to do it right. Make the most of Lakeland vouchers to save on stylish essentials that will make cooking and catering a breeze. From storage solutions to slow cookers and everything in between, Lakeland is your go-to for all your kitchen needs.
pockets listed on couponmatrix.ukMen with an eye for the exquisite will love a little Pockets clothing in their wardrobe. Sporting a collection of men’s designer threads from high-profile brands like Lacoste, Belstaff and Ralph Lauren, imagine the amount you can save when you shop smart using a Pockets discount code. Backed by a beautiful array of designer shoes, accessories and smart wear, nothing makes you feel quite as fancy as a fresh outfit from Pockets. At Groupon, we understand that saving money is important to our customers. That's why we work hard to find the best discount codes for Pockets products.We search the internet for discount codes and share them with our customers. We also offer a variety of ways to save money, including coupons and deals. If you're looking for ways to save money on Pockets products, Groupon is a great resource. We'll help you find the best discount codes and deals so you can save money on your next purchase. Smart up in the snazziest shirts for your next social occasion with Pockets and you’ll be the most high-class man in attendance. Be it from the designers at Hugo Boss or Paul Smith, you can save up to a triple-digit figure by making the most of any Pockets promo currently running. Shop a sleeve size by the season and start setting trends wherever you travel with Pockets superior shirts.
rose-gal listed on couponmatrix.ukWhen it comes to looking good, we believe that size should never be a barrier. That's why we love Rosegal - a one-stop-shop for plus-size fashion that delivers on style and savings in equal measure. With a Rosegal discount code you can save even more on your favourite fashion staples. Offering everything from glamorous dresses to dazzling accessories, Rosegal has everything you need to look and feel your best. So what are you waiting for? Discover a wealth of wardrobe options with Rosegal! At Groupon, we understand that finding discount codes for your favourite brands can be a hassle. That's why we've made it our mission to scour the internet for the latest and greatest Rosegal discount codes, so you can shop without breaking the bank. Plus, our vouchers are always up-to-date so you can be confident you're getting the best deal possible. So next time you're looking to save on your Rosegal purchase, be sure to check Groupon first! Looking for a new party dress? Rosegal has got you covered! With a wide selection of stunning floral styles and vintage designs to choose from, you're sure to find the perfect one for your next big event. Plus, with our exclusive Rosegal vouchers you can save even more on the dresses you love most. So what are you waiting for? Discover your dream dress today at Rosegal!
vonhaus listed on couponmatrix.ukA person’s home is their castle, as the proverb goes, which makes Vonhaus the perfect place to visit when it’s time for a refresh! Whether you’re looking for the finishing touches or some Vonhaus furniture to transform your space, you can get it all for less with Groupon’s help. We’ve picked out the best Vonhaus discount codes available right now and other great ways you can save with free delivery, seasonal sales and special offers! Our page is updated regularly with the latest deals, so you should always check Groupon first.